Insurance

Severe weather can happen in an instant, leaving your home vulnerable to hail, strong winds, and fallen debris. Navigating the insurance claim process after a storm often feels overwhelming, but you don’t have to handle it alone. R1 Roofing & Exteriors is here to support homeowners through every phase of property restoration. From initial damage assessment to final repairs, our team provides the professional guidance, detailed documentation, and expert craftsmanship needed to restore your home to peak condition.

How R1 Roofing & Exteriors Helps Homeowners

Filing an insurance claim requires clear evidence and open communication. R1 Roofing & Exteriors serves as your local roofing expert throughout the restoration journey, ensuring your property is repaired correctly after insurance approves the process.



  • Property Inspection: Our trained specialists perform a comprehensive exterior inspection, examining the roof, gutters, siding, window screens, and soft metals for storm impact.
  • Detailed Documentation: We take high-resolution photos and compile clear written reports detailing the full scope of wind or hail damage.
  • Itemized Estimates: R1 Roofing & Exteriors prepares itemized estimates utilizing industry-standard pricing software to reflect the accurate cost of necessary repairs or full replacement.
  • Adjuster Coordination: We meet with your insurance adjuster on-site during their inspection to walk the property together, point out documented damage, and ensure no critical details are overlooked.
  • Approved Repairs: Once your insurance carrier approves the scope of work, our experienced crew executes high-quality repairs using premium materials engineered to withstand future severe weather.
Exterior of a house with olive-green siding, white trim, and a brown shingled roof.
Three workers in yellow hard hats repairing a house roof with black underlayment

The Insurance Claims Process

  1. Initial Inspection:
    Schedule a free storm damage inspection with R1 Roofing & Exteriors to verify whether your home sustained loss.
  2. File the Claim:
    Contact your insurance carrier to open a claim. Provide them with your policy details and the date of the storm.
  3. Adjuster Meeting:
    An insurance adjuster is assigned to evaluate your home. R1 Roofing & Exteriors attends this meeting to advocate for proper repair standards on your behalf.
  4. Estimate Review:
    Your insurer provides a Scope of Loss statement detailing approved funding. R1 Roofing & Exteriors reviews this document to verify all necessary line items are covered.
  5. Restoration & Completion:
    Once approved, we assist you in choosing roofing materials, schedule the installation, and complete your property restoration efficiently.

Common Types of Storm Damage

Storms cause subtle and overt structural problems that compromise a home's exterior envelope:



  • Hail Damage: Bruised or missing asphalt shingle granules, dented metal vents, cracked tile, and damaged gutter systems.
  • Wind Damage: Lifted, creased, or missing shingles, exposed roof decking, torn siding, and damaged fascia.
  • Falling Debris: Structural punctures or crushed roof sections caused by tree branches and heavy flying limbs.
Hailstones scattered across a dark shingled roof during a storm, with houses blurred in the background
Close-up of a white house roof corner with blue siding and a curved rain gutter.

Immediate Steps to Take After a Storm

  • Visually check your property from ground level for fallen shingles, displaced siding, or dented gutters.
  • Take clear ground-level photos of any visible damage or fallen hail.
  • Avoid climbing onto the roof, as storm-damaged structures can be slick and unsafe.
  • Contact R1 Roofing & Exteriors for Insurance Claim Help before calling your insurance company, so you have a professional evaluation ready.

Frequently Asked Questions


Have Questions? We’ve got the answers you need to get your project started.

  • Who determines if my insurance claim is approved?

    Your insurance carrier and assigned insurance adjuster hold sole authority over claim approvals and financial coverage decisions. R1 Roofing & Exteriors provides professional estimates and documentation to ensure accurate reporting, but we do not decide policy coverage.

  • Do I have to pay my deductible?

    Yes. Homeowners are legally required to pay their property insurance deductible as set by their individual insurance policy.

  • How long does the insurance claim restoration process take?

    Timelines vary depending on carrier response times and severe weather backlogs in your area. Typically, the inspection and adjustment phase takes two to four weeks, followed by swift one- to two-day roof installations once materials and scopes are finalized.

  • What if the insurance estimate is lower than the repair cost?

    If an initial insurance estimate misses essential items or safety requirements, R1 Roofing & Exteriors submits supplemental documentation and revised line items directly to your insurance adjuster for further review.

Need expert help restoring your roof after a severe storm?

Request a Free Storm Damage Inspection or get expert Insurance Claim Help by contacting R1 Roofing & Exteriors today.